Judgements
A judgment is filed by a lawyer basically suing you for the money owed to the creditor.
Dealing with a debt collector can be one of life’s most stressful experiences. Harassing calls, threats, and use of obscene language can drive you to the edge. What’s worse, a collector may contact your employer, family or neighbors. You may even be hounded to pay a debt that is not rightfully yours. Sure, collection agencies have a job to do. Even so, there are limits on how far a debt collector can go.
A judgment will affect your credit score negatively. If it is unsatisfied, it will probably affect it more than if you satisfy the judgment by paying it. A judgment allows the company to get a lien against titled property that you own, like a car or a house. You cannot get clear title to the car or the house so you can sell them until the judgment is paid off. A judgment allows a company to pursue the garnishment of your wages and your assets, like bank accounts. In addition, a judgment is a public record on your credit report.
How we can help you
CreditLawGroup.com provides low cost legal representation in disputing inaccurate, incorrect or unverifiable information contained on credit reports from the three major credit bureaus, Equifax® Experian® and TransUnion® and their affiliates. You can monitor your progress online, as well as speak to your Paralegal whenever needed by phone or email. We have excellent customer service, and are always there to meet your needs! Speak to a credit repair analyst today!
