Financial Advisor

Almost everywhere you go, you can hear parents say: “I want to start teaching my kids about money while they’re young, so that maybe they’ll grow up and avoid making the same mistakes I did, maybe they’ll be both wealthy and grateful.” It makes sense that teaching kids about money is on almost every parent’s mind.

There are several money gurus for adults (Robert Kiyosaki - “Rich Dad, Poor Dad,” David Ramsey - “Total Money Makeover”, David Bach - “Automatic Millionaire,” to name a few). Of course, most parents with young children who are learning from these gurus eventually get around to wanting to impart this new-found wisdom to their children while they’re still young.

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written by Alex Bhaswara \\ tags: Abundance, Children, Financial Wealth, Kids, Money, Teach, Teaching Kids About Money, Wealth, Wealth Habits

It has been a hard day at work, The kids fly out of the car when you park the car from picking them up at school and little Eric falls while racing the other kids to the front door of your home. He has busted his knee and needs to go to the emergency room for 6 stitches to the tune of $485.00. This may sound extreme, but it happens in life and it is just enough to set most working class people into financial misery.

This may not be your situation exactly, but life has a way of interrupting your already tight budget with hidden cost and emergencies of every kind. When these unexpected bills pop up from time to time, it sends us into worry status because we know that unless we figure out a way to get that additional cash fast, we will be late on some other bill.

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written by Alex Bhaswara \\ tags: Budget, Cash Advance, Dallas, Finance, Miami, Money, Payday Loans, Personel Finance, Texas

There are many ways you can use creativity to make money. For example- the most obvious way is to use your creative skills to make something, like a piece of pottery or a painting, and sell it. Then you can also use creativity to think of new and unusual ideas for increasing the sales, money, and customers. On the other hand you can use creativity to improve upon the ideas and innovations.

Thinking about innovative ways gave a new word called “lateral thinking” (most sources attribute it to Edward De Bono). Lateral thinking is using creative, right-brained thought to come up with different solutions and ideas. Lateral thinking avoids the usual thinking process and finds way to think out of box ideas.

The following are some ways to use your creativity to make money -

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written by Alex Bhaswara \\ tags: Money, Tips

In our modern, pampered world, many people don’t want to take care of themselves and are always whining for the government to “do something” about whatever it is that is causing discomfort in their situation.

Unfortunately for all of us, those cries for the government to “do something” do not fall on deaf ears. Politicians are always eager to buy more votes for themselves by “doing something” that gives the appearance that they are helping people.

When government response is applied to the field of economics and prices, just about every action the government takes is going to cause more pain and discomfort than it relieves.

The free market, with honest weights and measures, is the most efficient method available to humanity for providing the highest standard of living for the global population. Inevitably, if some outside force, such as government, interferes with the free market, it will cause everyone to experience a lower standard of living (with the possible exception of those who directly benefit by the government action, but even then, that is not always the case).

Prices are merely the free market’s method of finding a balance between supply and demand.

Let’s use an extreme example of prices for a new Lexus in order to understand the point. Suppose that the price to buy a new Lexus, in today’s dollars, was only $10.00. Yes, ten dollars apiece. How many would you buy? I’d probably get 50. That would cost about $1,000.00. I would only be limited by the space it required to store them. Everyone would certainly want to buy more than just one, and many people would want dozens of them for that price.

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written by Alex Bhaswara \\ tags: Economy, Finance, Inflation, Money, Price Controls