Financial Advisor

The last thing anyone wants to do is ask for help. Although the fact of the matter is: No matter how well we plan, there can always be unexpected events that unfold, forcing us to need a lump sum of cash all at once. It’s safe to say most people live paycheck to paycheck, carefully budgeting and allotting money for the basic necessities. So when a medical emergency, a car breakdown or a utility shut-off notice pops up, you may need a quick payday advance to help you get by until the next paycheck. Some people are hesitant and ask themselves, “Am I a pay day advance kind of person?” We are all payday advance kind of people if circumstances warrant it. Continue reading »

written by Alex Bhaswara \\ tags: Payday Advance, Payday Advances

“Paternalism” is the idea that the government must take care of its citizens because they are incapable of taking care of themselves. This big government philosophy says that people need Papa Government to step in and limit how much money people are allowed to borrow, who is allowed to borrow and what the terms / conditions are, regardless of how many people use payday advances and credit responsibly.

Unfortunately, there are some cases where people land themselves in financial trouble. Education about payday advances and borrowing on credit is very important. Some mistakenly view payday advances as a free-for-all borrowing scheme; If one abuses or manipulates the system, of course he or she will pay the price! However, honest, hard-working people can benefit greatly from a payday advance used as “short-term emergency money” that is intended to be paid back within a month or two.

Continue reading »

written by Alex Bhaswara \\ tags: Payday Advance, Payday Advances

Payday advances are like the wrench in your toolbox of financial freedom. When you get in a tough spot, a pay day advance can wriggle you out of a time-sensitive situation – whether it’s an impending medical bill due date, the inevitability of a bounced cheque, a car repair bill, rescuing your vehicle from the impound, or an unexpected travel expense.

Sometimes putting off one critical bill “until your next payday” can create a whole chain of consequences that can be inevitably crippling. Paying $15 to borrow $100 is a much more reasonable payment than paying a $25 late fee on a credit card ( not to mention having your interest rate jacked up to 25%), or paying a $50 bounced cheque fee to your bank. Once you allow one payment due date to come and go without paying, you will be creating an irresponsible pattern of behavior – one that could wreck you financially forever. There are a number of money management techniques – the pay advance being one of them — to keep you from falling into the downward spiral of debt. Continue reading »

written by Alex Bhaswara \\ tags: Payday Advance, Payday Advances

Borrowing from friends and relatives for every little odd and end can feel degrading and embarassing. It gets old fast: “Hey, I’m all out of smokes – Can you cover me til Friday?” Or “Mum, my car’s been towed and I need $100 today to get it out of impound!” Or “I can’t make rent this month. Can I borrow some money?” Your friends and family may oblige today but harbor resentment or frustration over time. They may wonder: Why can’t he or she just get it together already??

If you’re in urgent need of cash, a payday advance is a discreet and hassle-free way to get it together. Like borrowing from a friend, you won’t need to endure a credit check or wait weeks for your money. Also like your friend, if you can pay the pay advance company back within 14 days, you won’t need to pay interest either. You needn’t be embarassed of a miscalculation or sudden circumstance. The payday advance company doesn’t need to know why you need the money. They understand the time sensitive nature of your request and simply oblige. Continue reading »

written by Alex Bhaswara \\ tags: Payday Advance, Payday Advances

Payday advances are bailing out loads of Brits who are experiencing tough times from the current economic strain. The housing market crash has hurt a lot of people’s credit, medical emergencies are stretching monthly budgets to the max and the cost of school loans are leading more people to look at every available financial option.

Short-term Payday advances have been flourishing in the United States for many years because they can be approved within hours and don’t show up on one’s credit history. The pre-requisites to receive a payday advance are simple: You must be at least 18, get paid by direct deposit from an employer or the government and be able to provide proof of identity / residence. Continue reading »

written by Alex Bhaswara \\ tags: Payday Advance, Payday Advances